The business stablecoin card — spend company USDC & USDT
CoxiPay for Business is a Visa card backed by your company's stablecoins. Hold your treasury in USDC or USDT, issue cards to your team, and spend in USD anywhere Visa is accepted — no bank float, no reimbursements, and 0% deposit fees on USDC. Your stablecoins become working capital your whole company can spend.
Your company treasury, in stablecoins
Keep the company balance in USDC or USDT and spend it directly. There's no conversion to a bank account, no waiting for settlement, and no idle fiat float — the stablecoins you already hold fund every card.
- ✓Fund with USDC (0% deposit fee) or USDT
- ✓Base & Arbitrum (Layer 2) — low-gas, fast top-ups
- ✓Company collateral stays in self-custody
- ✓Spend in USD at 150M+ Visa merchants, online and in store
Cards for the team, controlled centrally
- ✓One Visa card per employee, funded from the shared stablecoin treasury
- ✓Per-card monthly and per-transaction limits
- ✓Freeze, top up or reclaim any card's balance in real time
- ✓Consolidated view of all company spending
- ✓Apple Pay & Google Pay support
Why stablecoins for company spending
Stablecoins like USDC and USDT are pegged to the US dollar, so your treasury doesn't swing with crypto volatility. CoxiPay for Business lets finance teams hold a dollar-stable balance on-chain and turn it into card spending instantly — combining the stability of dollars with the speed and control of on-chain money.
| Feature | CoxiPay for Business | Bank corporate card | Custodial crypto card |
|---|---|---|---|
| Treasury asset | USDC / USDT stablecoin | Fiat | Crypto held by provider |
| Value stability | USD-pegged | USD | Volatile unless stablecoin |
| Custody | Your company (self-custody) | Bank | Provider |
| USDC deposit fee | 0% | n/a | Varies |
| Per-employee cards & limits | ✓ | ✓ | ✕ |
| Withdraw treasury anytime | ✓ | ✕ | ✕ |
Frequently asked questions
What is a business stablecoin card?
It is a company Visa card funded by stablecoins (USDC/USDT) instead of a fiat bank balance. CoxiPay for Business holds your company's stablecoin collateral in self-custody and lets your team spend against it wherever Visa is accepted.
Can we hold the treasury in USDT?
Yes. You can fund the company treasury in USDC (0% deposit fee) or USDT on Base, Arbitrum or Tron. Both stablecoins are supported.
Do prices swing with crypto?
No. USDC and USDT are pegged to the US dollar, so your treasury stays dollar-stable — you get on-chain speed and control without crypto volatility.
How are employee cards funded?
From the shared company treasury. You assign each employee card a spending allocation and limits from the business dashboard, and adjust or freeze them at any time.
Is the company money safe?
The collateral is self-custody: never pooled or lent out, and withdrawable back to your own company wallet at any time.
Get your CoxiPay card
Verify your company, fund the treasury in USDC or USDT, and issue stablecoin-backed Visa cards to your team.